HJT Capital is a specialist property investment and development company with an in-house build team operating in London, Birmingham and surrounding areas.
- Acquire the best investment properties
- Project management
- Team of qualified builders specialising in home renovations, new kitchens/bathrooms, loft conversions and extensions
- Achieve NET yields of 8-13%
- Tenant find and full management
- Hassle free
What We Do
We specialise in sourcing and developing high yielding hands off income producing property investments for our clients. We have an in-house team of trusted contractors that specialise in Household projects, including loft conversions, new bathrooms and kitchens and home renovations.
We source direct to vendor properties, manage the refurbishment and tenant find for our clients taking the hassle out of property investment. Our team has overseen the development of more than £5 million worth of Houses of Multiple Occupation (HMO’s) primarily in the London & Birmingham areas over the last few years. We value our client’s trust and ensure that we maintain transparency throughout the entire process to ensure our client’s needs and portfolio objectives are met.
We maintain a very high occupancy rate across all of our managed properties. We achieve this by having strict criteria for what properties we renovate for our clients, ensuring they are in locations with high rental demand, renovated to a high standard, well maintained and managed. We are committed to providing our partners with the highest returns available anywhere secured by bricks and mortar. We provide low risk, hassle free property investments where you don’t have to deal with estate agents, banks, mortgage brokers or surveyors. We work with our clients on a long-term basis and provide in-depth property investment advice. We conduct a thorough due diligence process on every project that we take on and reject many projects that are bought to us as we have very strict criteria. We believe in completely open partnerships and full transparency. Therefore, there are no hidden costs or charges and any fees are clearly stated in the documentation provided.
Building work in London and surrounding areas
If you want more space and/or to modernise your home then HJT can help!
We have an experienced in-house build team that we use on our own and our clients investment projects around London & Birmingham. Whether you’re looking to add space by extending or adding a loft or basement, or if you just want to modernise your home with a new kitchen and/or bathrooms, then HJT are able to offer you a personal, tailored solution that will give you the result you want. We are happy to quote based on a build only solution where we simply work off existing drawings to the specification you want or we have a team you can rely on for a full service build including architectural drawings, floor plans, submitting applications to the local authority and building control.
-Specialists in home renovations, loft conversions, extensions, new kitchens and bathrooms
-20 years experience of building work in London
-Work done to a bespoke, high end standard
-Trustworthy, reliable and transparent
-Tailored solutions based on your vision and needs
We work with clients all around the world and pride ourselves on building long-term relationships. We provide our clients with a structured high yielding property investment with none of the hassle.
We deal with all the marketing directly to vendors to acquire properties or developments, ready to convert to HMO’s (Houses of Multiple Occupation) or multiple units within the build. Then using an in house build team of tradesmen, we refurbish/develop the properties at cost, not retail.
We maximise efficiency and time spent taking a deal from contract to income producing asset, thus increasing ROI. At which point the managing arm will take over the tenant finding and vetting to ensure a smooth running house.
We will provide you with a completely hands-off passive investment fully managed by the HJT team. We specialise in high yielding structured property investments that out-perform conventional buy-to-let properties, whilst minimising the potential risks through an in-depth due diligence process.
Our services include:
- Selecting the right location/area to invest
- Marketing to buy property
- Deal stacking/ Due diligence
- Financing Deals and recycling your capital
- The conveyancing process
- The planning process
- Managing tradesmen/development stages
- The stages of the development process (stripping property, first/second fix etc.)
- Building Regulations (Building Cert, FENSA Certs, ECP, Pat Testing)
- Finding the right suppliers
- Furnishing property for maximum profit
- Finding/Vetting Tenants
- Building a power-team of mortgage brokers, lenders, tradesmen, solicitors, architects, investors
- Managing Property to ensure long term Profit
- Scaling up and growing your property portfolio
Why Invest With HJT Capital
Why Invest With HJT Capital
Timothy Mercer and Ishvinder Ghatora are the founding members of HJT Capital. With a masters degree in international relations from the University of Melbourne and the University of Birmingham and a background in commercial and residential real estate in the UK, Timothy brings a wide array of academic and professional skills to the market place. Originally from Australia, he has extensive experience with international property markets and dealing with various asset classes. In a previous role as a senior investment consultant at a London based property firm, Timothy advised clients on portfolio structuring and various property markets around the world.
Ishvinder has been a businessman since a young age. He graduated from The University of Westminster with a degree in Economics and went on to work in banking. Realising that banking wasn’t for him, Ish followed in his fathers foot steps and got into the construction business where he headed a build team operating all around London and eventually built a significant portfolio of HMO’s and BTL’s in London and Coventry.
As the London market has begun to soften, many investors have started looking North for better returns in new and developing areas. Birmingham is a large market that offers investors a wide spectrum of property investments at much lower entry levels that London and the South. Although we also have investments in London and it has been a great market, in our view the Birmingham market now offers more flexibility and scope for diversification and opportunity. We are focusing on Birmingham for a number of reasons:
Birmingham has been named the most investable city in the UK for a second year running. The city was named above the likes of Milan, London and Paris in an annual survey of European investors’ intentions, which named it the sixth best place to invest money on the continent.
Outside of London, Birmingham is the UK’s second largest market for doing business, with a thriving manufacturing industry and growing service and tourism sector. The much-publicised HS2 rail project will unite the area with London and bring down Journey times to 45 minutes stimulating further investment and making the city one of the most commercially attractive cities in Europe.
One of Birmingham’s key strengths is its central location and huge population within a two hour drive. The city has become an attractive investment area with the largest industrial market in the country, with a thriving manufacturing and engineering centre employing over 100,000 people.
Birmingham is a major contributor to the UK having the second largest aerospace output in the world. Birmingham has the second largest number of business and financial services graduates outside of London, with the industry generating £23billion of revenue for the region. The city has particular skills in accountancy investments, retail and specialist banking services and finance, with firms like Deutsche Bank, KPMG, EY and PwC.
Birmingham is forecast to see a growth in the number of households from 422,022 in 2014 to 440,529 by 2019 – a rise of around 18,500 households. This equates to an average annual increase of approx. 3,680 households each year. Knight Franks forecast shows that across Birmingham as a whole, the expected supply of new homes is set to fall short of the potential growth in households by an average of nearly 2,000 a year between 2015 and 2019.
Forecasts suggest a further 17% growth in prices between 2015 and 2019 in the West Midlands, with the potential for outperformance in some local markets, for example the centre and key inner city area with high owner-occupier appeal.
Birmingham has outperformed cities like Manchester and Leeds in the last twelve months with a growth rate of 8.2% and an average price of £141,700 according to Hometrack’s ‘house price index.’ We are seeing a trend with buyers looking for better and larger space with more emphasis on quality, rather than being driven purely by capital values.
This transformation has gathered pace over the last 2 years, and is directly linked to the improvement of infrastructure in the city alongside the relocation to the city of businesses such as Deutsche Bank & HSBC.
Birmingham has over 33,000 businesses, the largest concentration outside London, has seen a population increase of 300,000 in the last decade, and is the youngest city in Europe, with under-25s making up over 40% of its population, which makes it an ideal market for HMO’s and apartments.
Want to find out more about how HJT Capital can make you financially free through property? Download our investors’ brochure below!